Cheapest Rates for Suzuki SX4 Insurance in Dallas

The preferred way to quote cheaper Suzuki SX4 insurance in Dallas is to do an annual price comparison from different companies in Texas.

One important bit of advice is to compare similar limits and deductibles on each quote and and to get price quotes from all possible companies. This helps ensure a fair price comparison and the best price selection.

Insurance quote for Suzuki SX4 in DallasUnimaginable but true, the vast majority of insurance customers have purchased from the same company for at least the last four years, and approximately 40% of consumers have never quoted rates to find lower-cost coverage. With the average insurance premium being $2,680, Dallas drivers could pocket almost 70% a year by just comparing rate quotes, but they just don’t understand the amount of money they would save if they switched.

Finding the cheapest insurance coverage in Dallas is quite easy if you know the best way to do it. If you’re already insured, you will definitely be able to lower your rates using the concepts you’re about to learn. Although Texas vehicle owners must understand the way insurance companies sell online and use it to find better rates.

When looking for inexpensive Dallas car insurance quotes, there are a couple ways to compare rate quotes from many different Texas insurance companies. The best way to compare rates consists of shopping online.

Comparing free rates online is easy and it, takes the place of having to go to insurance agents’ offices. The ability to get quotes online eliminates the need for an insurance agent unless you want the trained guidance that can only be provided by a licensed insurance agent. If you prefer, some companies allow you to get prices online but have your policy serviced through an agent. When comparison shopping, comparing more quotes will improve the odds of getting the best offered rates.

The providers in the list below have been selected to offer free quotes in Texas. If multiple companies are shown, it’s a good idea that you get price quotes from several of them in order to get a fair rate comparison.

Suzuki SX4 insurance rate analysis

The premium table shown below covers detailed analysis of insurance premium costs for Suzuki SX4 models. Understanding more about how insurance prices are formulated can be of help when making smart buying decisions.

Suzuki SX4 Insurance Rates in Dallas, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
SX4 LE $136 $322 $430 $26 $128 $1,042 $87
SX4 2WD $156 $264 $430 $26 $128 $1,004 $84
SX4 Sport S $156 $378 $430 $26 $128 $1,118 $93
SX4 Sport SE $156 $378 $430 $26 $128 $1,118 $93
SX4 Technology 2WD $156 $322 $430 $26 $128 $1,062 $89
SX4 Sportback 2WD $156 $322 $430 $26 $128 $1,062 $89
SX4 AWD AWD $156 $322 $430 $26 $128 $1,062 $89
SX4 Sport GTS $156 $378 $430 $26 $128 $1,118 $93
SX4 Technology AWD $176 $322 $430 $26 $128 $1,082 $90
SX4 Touring AWD $176 $322 $430 $26 $128 $1,082 $90
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Price data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Texas minimum liability limits. Discounts applied include homeowner, multi-vehicle, safe-driver, claim-free, and multi-policy. Rate information does not factor in Dallas location which can modify insurance rates greatly.

Should you raise deductibles?

A question often asked by Dallas drivers is which comprehensive and collision deductibles to buy. The rates below can help you understand the premium difference when you select higher and lower comp and collision deductibles. The first data table uses a $250 deductible and the second pricing table uses a $500 deductible.

Suzuki SX4 insurance premium estimates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
SX4 LE $256 $496 $382 $22 $114 $1,295 $108
SX4 2WD $294 $408 $382 $22 $114 $1,245 $104
SX4 Sport S $294 $584 $382 $22 $114 $1,421 $118
SX4 Sport SE $294 $584 $382 $22 $114 $1,421 $118
SX4 Technology 2WD $294 $496 $382 $22 $114 $1,333 $111
SX4 Sportback 2WD $294 $496 $382 $22 $114 $1,333 $111
SX4 AWD AWD $294 $496 $382 $22 $114 $1,333 $111
SX4 Sport GTS $294 $584 $382 $22 $114 $1,421 $118
SX4 Technology AWD $332 $496 $382 $22 $114 $1,371 $114
SX4 Touring AWD $332 $496 $382 $22 $114 $1,371 $114
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Suzuki SX4 insurance premium estimates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
SX4 LE $208 $400 $382 $22 $114 $1,126 $94
SX4 2WD $240 $328 $382 $22 $114 $1,086 $91
SX4 Sport S $240 $472 $382 $22 $114 $1,230 $103
SX4 Sport SE $240 $472 $382 $22 $114 $1,230 $103
SX4 Technology 2WD $240 $400 $382 $22 $114 $1,158 $97
SX4 Sportback 2WD $240 $400 $382 $22 $114 $1,158 $97
SX4 AWD AWD $240 $400 $382 $22 $114 $1,158 $97
SX4 Sport GTS $240 $472 $382 $22 $114 $1,230 $103
SX4 Technology AWD $270 $400 $382 $22 $114 $1,188 $99
SX4 Touring AWD $270 $400 $382 $22 $114 $1,188 $99
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Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, multi-policy, and homeowner. Premium costs do not factor in vehicle garaging location which can revise auto insurance rates noticeably.

Based on this data, we can arrive at the conclusion that using a $250 deductible could cost the average driver approximately $15 more each month or $180 for a full year than opting for the higher $500 deductible. Because you would be required to pay $250 more to file a claim with a $500 deductible as compared to a $250 deductible, if you average more than 17 months between claim filings, you would come out ahead by selecting a higher deductible. Here’s a better example of how we made this calculation.

Average monthly premium for $250 deductibles: $113
Average monthly premium for $500 deductibles (subtract): – $98
Monthly savings from raising deductible: $15
Difference between deductibles ($500 – $250): $250
Divide difference by monthly savings: $250 / $15
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 17 months

Choosing the best Suzuki SX4 insurance in Texas is an important decision

Despite the fact that auto insurance is not cheap in Dallas, insuring your vehicle may be required and benefits you in several ways.

The benefits of insuring your car are without a doubt worth the cost, especially when you need to use it. Today the average American driver is wasting up to $865 each year so it’s recommended you shop around at least once a year to ensure rates are competitive.

Get Cheaper Insurance Prices by Understanding These Factors

An important part of buying insurance is that you know some of the elements that come into play when calculating the price you pay for insurance. If you have some idea of what impacts premium levels, this enables informed choices that could help you find lower premium levels. Multiple criteria are part of the equation when premium rates are determined. Some of the criteria are obvious like an MVR report, but some are not as apparent such as your marital status or how safe your car is.

You may qualify for discounts for Suzuki SX4 insurance in Dallas

Auto insurance can be pricey, but there may be some discounts that many consumers don’t even know exist. Many discounts should be triggered when you get a quote, but once in a while a discount must be inquired about before you get the savings.Cheaper auto insurance with discounts

You can save money using discounts, but most discounts do not apply to all coverage premiums. Some only apply to individual premiums such as physical damage coverage or medical payments. So despite the fact that it appears all the discounts add up to a free policy, that’s just not realistic.

The illustration below shows the comparison of Suzuki SX4 premium costs with and without some available policy discounts. The rates are based on a male driver, no accidents, no driving violations, Texas state minimum liability limits, comp and collision included, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-car, safe-driver, marriage, multi-policy, claim-free, and homeowner discounts applied.

Some of the insurance companies that may offer policyholders some of the discounts shown above may include but are not limited to:

If you need cheaper Dallas car insurance quotes, ask all companies you are considering which discounts you may be entitled to. Some of the discounts discussed earlier may not be available in your state. To view companies who offer auto insurance discounts in Dallas, click this link.

Car insurance agents near you

Many drivers still like to sit down with an agent and that is not a bad decision One of the best bonuses of comparing rate quotes online is that drivers can save money and get cheap rate quotes but also keep your business local.

Find insurance agent in DallasOnce you complete this simple form, your coverage information gets sent to local insurance agents in Dallas who will return price quotes for your coverage. You won’t need to find an agent on your own since price quotes are sent straight to your inbox. You’ll get the best rates without the usual hassles of price shopping. If you need to compare rates from a particular provider, feel free to search and find their rate quote page and fill out the quote form the provide.

Finding the right insurer should include more criteria than just a cheap price quote. Any good agent in Dallas should know the answers to these questions.

How much can you save?

When you buy Dallas car insurance online, do not skimp on critical coverages to save a buck or two. Too many times, someone dropped liability coverage limits only to regret at claim time they didn’t have enough coverage. Your strategy should be to buy the best coverage you can find for the lowest price and still be able to protect your assets.

Some insurance companies may not provide rates over the internet and many times these regional insurance providers work with independent insurance agents. More affordable insurance in Dallas is possible on the web in addition to local insurance agencies, and you should be comparing both in order to have the best price selection to choose from.

Throughout this article, we presented some good ideas how you can compare Suzuki SX4 insurance rates in Dallas. The most important thing to understand is the more companies you get car insurance rates for, the better likelihood of getting the cheapest Suzuki SX4 rate quotes. You may even find the best rates are with a smaller regional carrier. Some small companies may only write in your state and offer lower car insurance rates as compared to the big name companies such as State Farm, GEICO and Nationwide.

Additional information can be found at the links below