Auto Insurance Quotes for a Suzuki Kizashi in Dallas

Astonishing but true, a large majority of auto insurance policyholders in Texas have bought auto insurance from the same company for at least four years, and nearly the majority have never shopped around. Most drivers in the U.S. can save hundreds of dollars each year by just shopping around, but they won’t spend time to find affordable rates by getting comparison quotes.

Insurance for Suzuki KizashiReally, the only way to find low-cost prices for car insurance rates in Dallas is to compare quotes once a year from different companies that sell auto insurance in Texas.

The key thing to remember is to make sure you enter similar coverage information on each quote and and to get rate quotes from as many companies as you can. This enables the most accurate price comparison and a complete price analysis.

Most of the larger companies allow consumers to get coverage prices from their websites. Doing online quotes for Suzuki Kizashi insurance in Dallas is pretty easy as all you need to do is type in your coverage information into a form. After the form is submitted, the quote system gets your driving and credit reports and provides a quote based on many factors.

Getting online quotes for Suzuki Kizashi insurance in Dallas streamlines rate comparisons, and it’s necessary to do this if you want to find the best possible rates on insurance.

To save time and compare rates using this form now, compare rates now from the companies shown below. If you have your current policy handy, we recommend you complete the form with coverages and limits exactly as shown on your declarations page. This guarantees you are getting rate quotes using the same coverage and limits.

The car insurance companies shown below can provide free rate quotes in Dallas, TX. If multiple companies are listed, we recommend you compare several of them to find the most competitive car insurance rates.

Analysis of Suzuki Kizashi rates

The premium table shown next covers detailed analysis of insurance coverage prices for Suzuki Kizashi models. Having a good grasp of how policy rates are established can help customers make smart buying decisions.


Suzuki Kizashi Insurance Rates in Dallas, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Kizashi S $364 $728 $514 $30 $154 $1,790 $149
Kizashi S AWD $410 $728 $514 $30 $154 $1,836 $153
Kizashi SE $410 $728 $514 $30 $154 $1,836 $153
Kizashi GTS $410 $858 $514 $30 $154 $1,966 $164
Kizashi SE AWD $410 $858 $514 $30 $154 $1,966 $164
Kizashi GTS AWD $410 $858 $514 $30 $154 $1,966 $164
Kizashi SLS $410 $858 $514 $30 $154 $1,966 $164
Kizashi SLS AWD $458 $858 $514 $30 $154 $2,014 $168
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Price data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include homeowner, safe-driver, claim-free, multi-policy, and multi-vehicle. Rate information does not factor in the specific area where the vehicle is garaged which can affect coverage prices noticeably.

Where to set your deductibles

One frequently asked question is at what level do you set your deductibles. The following tables can help show the rate fluctuation between low and high coverage deductibles. The first table uses a $250 physical damage coverage deductible and the second pricing table uses a $1,000 deductible.


Suzuki Kizashi insurance with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Kizashi S $294 $496 $382 $22 $114 $1,333 $111
Kizashi S AWD $332 $496 $382 $22 $114 $1,371 $114
Kizashi SE $332 $496 $382 $22 $114 $1,371 $114
Kizashi GTS $332 $584 $382 $22 $114 $1,459 $122
Kizashi SE AWD $332 $584 $382 $22 $114 $1,459 $122
Kizashi GTS AWD $332 $584 $382 $22 $114 $1,459 $122
Kizashi SLS $332 $584 $382 $22 $114 $1,459 $122
Kizashi SLS AWD $370 $584 $382 $22 $114 $1,497 $125
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Suzuki Kizashi insurance with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Kizashi S $182 $312 $382 $22 $114 $1,012 $84
Kizashi S AWD $206 $312 $382 $22 $114 $1,036 $86
Kizashi SE $206 $312 $382 $22 $114 $1,036 $86
Kizashi GTS $206 $368 $382 $22 $114 $1,092 $91
Kizashi SE AWD $206 $368 $382 $22 $114 $1,092 $91
Kizashi GTS AWD $206 $368 $382 $22 $114 $1,092 $91
Kizashi SLS $206 $368 $382 $22 $114 $1,092 $91
Kizashi SLS AWD $228 $368 $382 $22 $114 $1,114 $93
Get Your Own Custom Quote Go

Table data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, safe-driver, and multi-policy. Table data does not factor in zip code location which can modify rates greatly.

Based on this data, using a $250 deductible costs an average of $30 more each month or $360 for a full year across all Suzuki Kizashi models than quoting the higher $1,000 deductible. Since the policyholder would be required to pay $750 more out-of-pocket with a $1,000 deductible as compared to a $250 deductible, if you normally go at a minimum 25 months between claims, you would save more money if you choose a higher deductible. Below is the way this decision is made.

Average monthly premium for $250 deductibles: $119
Average monthly premium for $1,000 deductibles (subtract): – $89
Monthly savings from raising deductible: $30
Difference between deductibles ($1,000 – $250): $750
Divide difference by monthly savings: $750 / $30
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 25 months

Will just any policy work for me?

When selecting the best car insurance coverage, there really is not a “best” method to buy coverage. Every situation is different so your insurance should reflect thatCar insurance savings
Here are some questions about coverages that might help in determining whether or not you might need professional guidance.

If it’s difficult to answer those questions but you think they might apply to your situation, you might consider talking to a licensed insurance agent. To find an agent in your area, fill out this quick form or you can go here for a list of companies in your area. It only takes a few minutes and can help protect your family.

You may require the services of an agent

A small number of people just prefer to talk to a local agent and doing that can be a smart decision Licensed agents can help you build your policy and give you someone to call. One of the best bonuses of price shopping on the web is that you can find cheaper rates but also keep your business local.

Insurance agents in DallasUpon completion of this quick form, your insurance data is instantly submitted to participating agents in Dallas that give free quotes and help you find cheaper coverage. You don’t have to even leave your home since price quotes are sent immediately to your email address. If you wish to get a comparison quote from a particular provider, just navigate to their website to submit a rate quote request.

Picking a provider needs to be determined by more than just the price. Here are some questions you might want to ask.

How to choose the best car insurance agent in Dallas

When researching a local agent, you need to know there are two types of insurance agents and how they differ in how they quote coverages. Insurance agents in Dallas are either independent agents or exclusive agents. Either one can do a good job, but it’s worth learning the difference in the companies they write for since it can affect the kind of agent you use.

Exclusive Insurance Agents

Agents that elect to be exclusive work for only one company and examples are American Family, State Farm, and AAA. They are unable to place coverage with different providers so they have to upsell other benefits. Exclusive agents are usually well trained on their company’s products and that can be a competitive advantage. Consumers often buy from the same agent for years partially due to the brand rather than low rates.

The following are exclusive agencies in Dallas willing to provide comparison quotes.

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Independent Agents

Agents that elect to be independent are not limited to a single company so they can insure your vehicles with an assortment of companies and find you cheaper rates. If your agent finds better pricing, the agent simply finds a different carrier and you stay with the same agent.

When comparing insurance prices, we highly recommend that you compare quotes from several independent agencies to have the best price comparison. Most also have access to companies you’ve never heard of which may provide better rates.

Below are Dallas independent agents that are able to give price quote information.

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