Car Insurance Rate Quotes for a Pontiac Vibe in Dallas

Insurance quote for Pontiac Vibe in DallasHow many times have you told yourself to find the cheapest Pontiac Vibe insurance in Dallas? Have you fallen victim to an overpriced car insurance policy? Trust us, there are many Dallas drivers thinking the same thing.

It’s hard to believe, but most Texas car insurance customers have bought car insurance from the same company for more than four years, and 38% of customers have never shopped around. American drivers can save up to $860 each year, but they just don’t want to shop around. Lots of auto insurance companies contend for your hard-earned dollar, and it can be difficult to compare rates and get the definite lowest cost out there.

If you have insurance now or need a new policy, you can follow these tips to shop for the lowest rates without reducing protection. Buying the cheapest insurance in Dallas seems hard but is not really that difficult. Consumers just have to use the tricks to compare insurance rates online from multiple companies.

Many insurance companies allow consumers to get coverage price quotes directly from their websites. Doing online price comparisons for Pontiac Vibe insurance in Dallas is quite simple because you just enter your coverage information into the quote form. Once you submit the form, their rating system pulls reports for credit and driving violations and gives you a price quote. This simplifies rate comparisons, and it’s also necessary to get many rate quotes if you are searching for the lowest payment on auto insurance.

In order to fill out one form to compare multiple rates now, check out the auto insurance providers below. If you currently have coverage, we recommend you type in coverages and limits identical to your current policy. Using the same limits helps guarantee you will receive a fair comparison based on the exact same insurance coverage.

The following companies offer price comparisons in Dallas, TX. If more than one company is shown, it’s a good idea that you compare several of them to find the cheapest auto insurance rates.

Cheaper Dallas auto insurance quotes with discounts

Car insurance companies don’t necessarily list every policy discount very well, so the list below contains some of the best known and the more hidden discounts that may be available.Discount auto insurance

Don’t be surprised that most of the big mark downs will not be given to the overall cost of the policy. A few only apply to the price of certain insurance coverages like liability and collision coverage. Despite the appearance that you would end up receiving a 100% discount, company stockholders wouldn’t be very happy.

The chart below shows the difference between Pontiac Vibe car insurance rates with and without some available policy discounts. The information is based on a female driver, no claims or violations, Texas state minimum liability limits, comp and collision included, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with safe-driver, marriage, multi-car, multi-policy, claim-free, and homeowner discounts applied.

Some of the larger companies that may include some of the above discounts include:

Before buying, ask every insurance company which discounts you may be entitled to. Some of the discounts discussed earlier might not be offered on policies in Dallas.

Auto insurance analysis for a Pontiac Vibe

The premium table shown below highlights a range of insurance costs for Pontiac Vibe models. Being able to understand how insurance policy rates are determined can help customers make informed decisions when comparing rate quotes.


Pontiac Vibe Insurance Rates in Dallas, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Vibe 1.8 $336 $496 $424 $26 $128 $1,410 $118
Vibe 2.4 $336 $496 $424 $26 $128 $1,410 $118
Vibe AWD $378 $584 $424 $26 $128 $1,540 $128
Vibe GT $378 $584 $424 $26 $128 $1,540 $128
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Cost estimates assume single male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Texas minimum liability limits. Discounts applied include claim-free, safe-driver, homeowner, multi-vehicle, and multi-policy. Information does not factor in specific zip code location which can increase or decrease premium rates considerably.

Higher deductibles lower rates

A question often asked by Dallas drivers is which deductibles should you choose. The comparisons below approximate the difference in cost when you choose different insurance deductibles. The first price estimate table uses a $100 deductible for physical damage and the second rate table uses a $500 deductible.


Pontiac Vibe insurance policy rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Vibe 1.8 $328 $592 $324 $20 $96 $1,385 $115
Vibe 2.4 $328 $592 $324 $20 $96 $1,385 $115
Vibe AWD $370 $698 $324 $20 $96 $1,533 $128
Vibe GT $370 $698 $324 $20 $96 $1,533 $128
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Pontiac Vibe insurance policy rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Vibe 1.8 $240 $400 $324 $20 $96 $1,080 $90
Vibe 2.4 $240 $400 $324 $20 $96 $1,080 $90
Vibe AWD $270 $472 $324 $20 $96 $1,182 $99
Vibe GT $270 $472 $324 $20 $96 $1,182 $99
Get Your Own Custom Quote Go

Above prices assume married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, multi-policy, and safe-driver. Price estimates do not factor in specific zip code location which can affect prices noticeably.

Based on these figures, using a $100 deductible could cost the average driver approximately $27 more each month or $324 annually across all Pontiac Vibe models than opting for the higher $500 deductible. Since the policyholder would be required to pay $400 more out-of-pocket with a $500 deductible as compared to a $100 deductible, if you normally go at a minimum 15 months between claim filings, you would more than likely save some money by selecting a higher deductible.

The information below shows how different deductible levels and can affect Pontiac Vibe insurance costs for different age groups. The rate quotes are based on a married male driver, comp and collision included, and no policy discounts are applied.

Pontiac Vibe annual premiums for males versus females

The illustration below compares Pontiac Vibe car insurance costs for male and female drivers. The premiums are based on no claims or driving violations, full physical damage coverage, $100 deductibles, single marital status, and no discounts are factored in.

Learn How to Lower Your Insurance Costs

Multiple criteria are used when you quote your car insurance policy. Some factors are common sense such as traffic violations, but some are more transparent like your vehicle usage or how safe your car is. The best way to find cheaper car insurance is to take a look at the factors that help calculate the rates you pay for car insurance. If you have some idea of what determines base rates, this enables you to make decisions that will entitle you to lower rates.