Auto Insurance Quotes in Denton

The preferred way to get more affordable auto insurance prices is to start comparing rates regularly from different companies that sell auto insurance in Denton.

  1. Try to learn about individual coverages and the factors you can control to keep rates low. Many rating factors that result in higher prices like high-risk driving behaviors and a negative credit history can be remedied by making minor changes to your lifestyle.
  2. Obtain price quotes from exclusive agents, independent agents, and direct providers. Direct and exclusive agents can give quotes from a single company like Progressive or Allstate, while independent agencies can quote rates for many different companies.
  3. Compare the new rates to your existing coverage and determine if cheaper coverage is available. If you find a better price and make a switch, make sure there is no lapse in coverage.
  4. Notify your current company to cancel the current policy and submit a down payment along with a signed application to your new insurance company. Once the paperwork is finalized, place your new certificate of insurance somewhere easily accessible.

One tip to remember is to use the same level of coverage on each quote request and and to get rate quotes from as many companies as feasibly possible. This provides the most accurate price comparison and plenty of rates choose from.

A recent auto insurance study revealed that about 70% of customers kept their policy with the same company for over three years, and virtually 40% of consumers have never compared rates to find affordable insurance. Consumers in America could pocket up to 46.5% a year by just comparing quotes, but they underestimate the amount of money they would save if they switched.

This information will tell you how to effectively get price quotes and how you can save the most money. If you currently have auto insurance, you will surely be able to find better prices using the ideas you’re about to read. Drivers just need to know the most efficient way to compare company rates on the web.

How to shop auto insurance online

The car insurance companies shown below can provide price quotes in Texas. If several companies are displayed, we suggest you get price quotes from several of them to get the best price comparison.

Auto Insurance Rates for Popular Vehicles in Denton
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Silverado LT Extended Cab 4WD $1,486 $743 $124
Dodge Ram Crew Cab ST 4WD $1,602 $801 $134
Ford Escape Limited 2WD $1,290 $645 $108
Ford Explorer XLT 2WD $1,384 $692 $115
Ford F-150 FX4 4WD $1,524 $762 $127
Ford Focus SE 4-Dr Sedan $1,450 $725 $121
Ford Fusion Sport 4-Dr Sedan $1,626 $813 $136
Honda Accord EX 2-Dr Coupe $1,666 $833 $139
Honda CR-V EX-L 2WD $1,290 $645 $108
Honda Civic EX-L 4-Dr Sedan $1,690 $845 $141
Hyundai Sonata GLS 4-Dr Sedan $1,564 $782 $130
Jeep Wrangler Sport Islander Package 4WD 2-Dr $1,348 $674 $112
Nissan Altima 3.5 SR 4-Dr Sedan $1,626 $813 $136
Toyota Camry SE $1,588 $794 $132
Toyota Corolla S $1,588 $794 $132
Get Rate Quotes for Your Vehicle Go

Prices above based on single male driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Texas minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, safe-driver, and claim-free. Estimates do not factor in specific location information which can raise or lower insurance rates greatly.

Three reasons to insure your vehicle

Even though it can be expensive, paying for insurance is required in Texas but also provides important benefits.

The benefits of insuring your car are without a doubt worth the cost, especially with large liability claims. The average driver in America overpays as much as $700 annually so we recommend shopping around at every renewal to ensure rates are competitive.

Price influencing factors

Lots of things are part of the equation when you get a price on insurance. Some factors are common sense such as your driving record, but others are less apparent such as your marital status or your financial responsibility. Consumers need to have an understanding of some of the elements that are used to determine your car insurance rates. If you know what determines premiums, this enables informed choices that can help you get lower car insurance prices.

The most affordable rates come from being thorough

We just presented some good ideas how you can get a better price on auto insurance in Denton. The key concept to understand is the more quotes you get, the better likelihood of getting cheaper Denton auto insurance quotes. Drivers may even discover the lowest prices are with a company that doesn’t do a lot of advertising.

When shopping online for auto insurance, it’s not a good idea to skimp on critical coverages to save a buck or two. There have been many situations where an insured dropped liability limits or collision coverage only to regret at claim time that they should have had better coverage. Your focus should be to buy a smart amount of coverage at an affordable rate while still protecting your assets.

Cheaper auto insurance in Denton can be bought online in addition to local insurance agencies, and you should compare rates from both to have the best selection. A few companies do not offer price quotes online and most of the time these smaller companies prefer to sell through independent agencies.

More detailed auto insurance information can be found by following these links: