How Much are Auto Insurance Quotes for Drivers Requiring a SR22 in Dallas?

One of the more important factors that aid in calculating insurance cost is your zip code. Cities with larger populations tend to have more expensive car insurance rates, whereas areas that tend to be more rural benefit from lower coverage costs.

The illustration below ranks the most expensive places in Texas for drivers requiring a SR22 to buy auto insurance in. Dallas ranks #3 having an annual price of $1,893 for coverage, which is around $158 each month.

How much does car insurance cost in Dallas, TX?
Rank City Annual Rate
1 McAllen $1,936
2 Brownsville $1,908
3 Dallas $1,893
4 Houston $1,853
5 Laredo $1,851
6 Mesquite $1,825
7 Grand Prairie $1,811
8 Garland $1,796
9 Amarillo $1,786
10 Pasadena $1,758
11 Beaumont $1,754
12 Irving $1,736
13 Lubbock $1,733
14 Arlington $1,709
15 San Antonio $1,671
16 Carrollton $1,647
17 Fort Worth $1,621
18 Austin $1,610
19 McKinney $1,609
20 Plano $1,608
21 Corpus Christi $1,588
22 El Paso $1,584
23 Waco $1,522
24 Abilene $1,515
25 Killeen $1,488
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Rate quotes are comparative as the vehicle garaging location can alter prices noticeably.

The type of vehicle you are trying to insure is one of the biggest factors when quoting cheap insurance for drivers requiring a SR22. Vehicles with high performance features, poor crash test ratings, or a history of substantial liability claims will cost significantly more to insure than safer, lower-performance models. The list below presents car insurance prices for the most economical vehicles to buy insurance for.

Cheapest Vehicles to Insure in Dallas, TX
Insured Vehicle Estimated Cost for Full Coverage
Honda CR-V LX 4WD $4,458
Honda Accord LX-P 4-Dr Sedan $4,463
Jeep Wrangler Sport 4WD 2-Dr $4,582
Ford Escape Limited 4WD $4,753
Toyota Prius $4,804
Toyota Tacoma 4WD $5,045
Dodge Grand Caravan Hero $5,086
Ford F-150 Lariat Super Cab 2WD $5,132
Ford Focus SE 4-Dr Sedan $5,229
Honda Odyssey EX $5,231
Volkswagen Jetta S 4-Dr Sedan $5,282
Toyota RAV4 Sport 4WD $5,287
Ford Edge Sport AWD $5,313
Chevrolet Malibu LT $5,333
Ford Explorer Limited AWD $5,343
Chevrolet Silverado LTZ Crew Cab 4WD $5,358
Hyundai Elantra Blue 4-Dr Sedan $5,470
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Above prices assume married female driver age 40, two speeding tickets, two at-fault accidents, $1,000 deductibles, and Texas minimum liability limits. Discounts applied include homeowner, multi-vehicle, and multi-policy. Rate information does not factor in vehicle garaging location which can influence premiums greatly.

Based upon these rates, we can infer that cars like the Honda CR-V, Honda Accord, and Jeep Wrangler should be the most economical vehicles to insure for high risk drivers. The price for an auto insurance policy will be more expensive just due to the fact that there is more exposure for drivers requiring a SR22, but overall those vehicles will tend to have the least expensive rates available.

Finding a high-quality insurance company can be a challenge considering how many companies provide coverage in Dallas. The company rank data in the lists below may help you decide which car insurance companies to look at shopping prices with. The ratings below only include insurance companies that insure vehicles in the majority of U.S. states, so companies that have a smaller presence are not factored into this list.

Top Ten Insurance Companies for Drivers Requiring a SR22 in Texas
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
Mercury Insurance 97 96 88 89% A+ 93.4
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
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Data Source: Best Car Insurance Companies

Types of discounts on Dallas insurance rates

Save on insurance for high risk drivers in DallasInsurers that provide policies for drivers requiring a SR22 may also give you discounts that may potentially lower prices by 40% or more if you meet specific criteria. A few popular companies and some of their more popular discounts can be read below.

The chart below shows the difference between car insurance rates with and without discounts applied. Data assumes a male driver, one accident and two traffic tickets, Texas state minimum liability limits, full physical damage coverage, and $100 deductibles.

The first bar for each age group shows the average annual price with no discounts. The lower bar shows the rates with homeowner, paid-in-full, vehicle safety, passive restraint, multiple vehicle, and continuous coverage discounts applied. When drivers qualify for the discounts, the amount saved on insurance for drivers requiring a SR22 is 28% or $1,008.

The Dallas car insurance agencies listed below can most likely help you make a decision which is the best policy, since many consumers aren’t sure which coverage to buy and prefer to have some advice when buying car insurance for drivers requiring a SR22. It can be hard to find the best coverage on your own, so a licensed agent can give you comfort knowing your policy gives you suitable coverage if you ever need to use it.

To find a Dallas insurance agency by location nearest to you, click the button at the bottom.

Rodriguez Insurance Agency LLC
13111 N Central Expy Suite 8001Dallas, TX 75243(888) 797-1924

Marybel Castilleja – State Farm Insurance Agent
4444 W Jefferson Blvd Ste 620Dallas, TX 75211(214) 331-7680

Richard Ramirez – State Farm Insurance Agent
9400 N Central Expy #120Dallas, TX 75231(214) 320-3000

Find a Dallas, TX insurance agent near you

How to find budget-friendly insurance for drivers requiring a SR22

The list below shows a few thrifty solutions that can help you buy low-cost auto insurance.

The final tip is extremely vital, as was affirmed in the prior information. Insurance prices can change considerably based on profitability, so drivers shouldn’t hesitate to buy from a different company if a better deal can be had. Having a favorite company is great, but is isn’t recommended if that devotion results in you overpaying money that could be spent on other things. It only takes a couple minutes to compare prices and find cheaper insurance for drivers requiring a SR22 in Dallas.