If you want to save the most money, the best way to get the cheapest auto insurance rates in Dallas is to start comparing prices regularly from insurers in Texas.
- Read and learn about what coverages are included in your policy and the steps you can take to prevent expensive coverage. Many things that result in higher rates like inattentive driving and a not-so-good credit score can be controlled by making minor driving habit or lifestyle changes.
- Request rate estimates from direct carriers, independent agents, and exclusive agents. Direct companies and exclusive agencies can only provide price estimates from one company like Progressive and State Farm, while agents who are independent can quote prices for a wide range of companies.
- Compare the new rate quotes to your existing coverage to see if cheaper RLX coverage is available. If you can save some money, make sure there is no lapse in coverage.
The critical component of shopping around is to try to compare the same deductibles and limits on each quote and and to look at as many auto insurance providers as possible. This guarantees the most accurate price comparison and a complete selection of prices.
We don’t have to tell you that auto insurance companies want to prevent you from shopping around. Drivers who perform rate comparisons are very likely to switch auto insurance companies because they stand a good chance of finding a more affordable policy premium. Remarkably, a study showed that drivers who shopped around saved approximately $72 a month compared to those who never compared prices.
If finding the best rates on insurance in Dallas is the reason you’re here, then having some knowledge of how to shop and compare cheaper coverage can save time, money, and frustration.
The quickest method to get rate comparisons for Acura RLX insurance in Dallas is to take advantage of the fact most larger insurance companies have advanced systems to provide you with a free rate quote. The only thing you need to do is provide a small amount of information such as level of coverage desired, if it has an anti-theft system, what your job is, and your education level. Your details is automatically sent to many of the top insurers and they return cost estimate instantly.
To compare cheap Acura RLX insurance rates now, click here and complete the form.
The providers in the list below are our best choices to provide price comparisons in Dallas, TX. If multiple companies are listed, it’s highly recommended you get rate quotes from several of them to get the best price comparison.
Compare rate quotes but work with a local neighborhood Dallas car insurance agent
A small number of people prefer to sit down with an agent and that is a personal choice. One of the benefits of comparing rates online is that you can obtain cheap rate quotes and still have an agent to talk to.
Once you complete this form (opens in new window), your information is immediately sent to participating agents in Dallas that give free quotes for your auto insurance coverage. There is no need to find an agent on your own due to the fact that quote results will go to you instantly. Get lower rates and work with a local agent. If you wish to get a comparison quote from a specific insurance company, don’t hesitate to visit that company’s website and complete a quote there.
Choosing the best insurer needs to be determined by more than just the premium amount. Here are some questions you should ask.
- How experienced are they in personal risk management?
- Will the quote change when the policy is issued?
- Does the company allow you to choose your own collision repair facility?
- Which insurance companies are they affiliated with?
- Will the agent or a CSR service your policy?
If you are wanting to find a local Dallas insurance agent, it can be helpful to understand the types of agencies and how they work. Agencies in Dallas can either be independent or exclusive.
Exclusive Insurance Agencies
These agents can only provide pricing for a single company such as State Farm, Allstate, and Farm Bureau. Exclusive agents cannot compare rates from other companies so they are skilled at selling on more than just price. Exclusive agents are well schooled on their products and sales techniques which helps overcome the inability to quote other rates. Drivers often buy from exclusive agents partially due to the prominence of the brand rather than low price.
Below is a list of exclusive agents in Dallas who may provide you with rate quotes.
- State Farm: Brent Cooper
5232 Forest Ln #111 – Dallas, TX 75244 – (214) 987-1995 – View Map
- Scott Beseda – State Farm Insurance Agent
4411 Lemmon Ave #203 – Dallas, TX 75219 – (214) 219-6610 – View Map
- Bill Remley – State Farm Insurance Agent
4230 Lyndon B Johnson Fwy #105 – Dallas, TX 75244 – (972) 488-3822 – View Map
Independent Auto Insurance Agencies
Agents that choose to be independent are not employed by one company and that allows them to write policies through many different auto insurance companies enabling the ability to shop coverage around. If your premiums go up, they can switch companies in-house and you stay with the same agent.
If you are comparing rate quotes, you absolutely need to compare quotes from multiple independent agents in order to have the best price comparison. They also have the ability to place coverage with additional companies that you may not be familiar with which could offer lower prices.
Below is a short list of independent insurance agencies in Dallas who can help you get price quotes.
- Nationwide Insurance: Paula L Ratliff Agency Inc
11661 Preston Rd #146 – Dallas, TX 75230 – (214) 890-0760 – View Map
- Porter-Brandenburg Agency
12160 Abrams Rd – Dallas, TX 75243 – (972) 234-5588 – View Map
- Ross “Pistol” Love – Love Insurance Agency
5400 E Mockingbird Ln #224 – Dallas, TX 75206 – (214) 843-0772 – View Map