Find Affordable Nissan Frontier Insurance in Dallas

It goes without saying that insurance companies don’t want you to look for cheaper rates. Consumers who get price quotes annually are inclined to switch car insurance companies because there is a high probability of finding coverage at a cheaper rate. Remarkably, a study showed that drivers who shopped around saved over $70 a month compared to people who never shopped around for lower prices.

If finding the cheapest price on Nissan Frontier insurance is your ultimate objective, knowing the best way to shop and compare insurance can save time and money.

Insurance for Nissan FrontierIt takes a little time, but the best way to find cheaper quotes for Nissan Frontier insurance is to compare prices once a year from companies who provide car insurance in Dallas.

Step 1: Take a little time to learn about coverages and the modifications you can make to keep rates in check. Many things that drive up the price like inattentive driving and a low credit rating can be improved by being financially responsible and driving safely. This article gives more ideas to prevent high rates and get bigger discounts.

Step 2: Compare rates from exclusive agents, independent agents, and direct providers. Direct and exclusive agents can only quote rates from a single company like GEICO or State Farm, while agents who are independent can provide rate quotes from multiple companies.

Step 3: Compare the price quotes to your existing rates to see if cheaper Frontier coverage is available. If you find a lower rate and change companies, ensure there is no coverage lapse between policies.

Step 4: Provide notification to your current agent or company of your decision to cancel your current coverage. Submit the application along with any required down payment to your new insurance company. Immediately upon receiving it, keep the new proof of insurance certificate somewhere easily accessible.

The most important part of this process is to use the same coverage limits and deductibles on each quote request and and to get price estimates from as many companies as feasibly possible. This guarantees a fair rate comparison and a thorough selection of prices.

Many insurance companies like Progressive, Allstate and GEICO allow consumers to get prices for coverage on their websites. Getting online rates for Nissan Frontier insurance in Dallas is possible for anyone as you simply type in your required coverages into the quote form. Once entered, their system orders your driving record and credit report and gives you a price quote based on the data you entered. Quoting online for Nissan Frontier insurance in Dallas makes it easy to compare insurance prices and it is imperative to have as many quotes as possible in order to get a lower rate.

To save time and compare rates using this form now, take a look at the companies shown below. If you have a policy now, it’s recommended you replicate coverages and limits as close as possible to your current policy. This helps ensure you will have rate quotes for similar coverage.

The following companies are our best choices to provide free rate quotes in Texas. If multiple companies are shown, we recommend you compare several of them to get the lowest price.

Get discounts on Dallas car insurance

Insuring your vehicles can cost a lot, but you may qualify for discounts that many people don’t even know exist. Certain credits will be shown at the time you complete a quote, but some need to be asked for in order for you to get them.Cheaper car insurance with discounts

Just know that most of the big mark downs will not be given to the entire cost. Most cut specific coverage prices like medical payments or collision. So even though they make it sound like having all the discounts means you get insurance for free, it doesn’t quite work that way.

The example below illustrates the comparison of Nissan Frontier auto insurance rates with and without some available policy discounts. The premiums assume a male driver, no accidents, no driving violations, Texas state minimum liability limits, full physical damage coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with marriage, homeowner, multi-policy, multi-car, safe-driver, and claim-free discounts applied.

Car insurance companies who may offer most of these discounts include:

If you need lower rates, check with every prospective company what discounts are available to you. Savings may not be offered in Dallas. To find insurance companies that offer many of these discounts in Texas, click here to view.

Detailed insurance information

The information displayed next showcases different insurance policy prices for Nissan Frontier models. Understanding how policy premiums are established can assist in making informed decisions when shopping around for a new policy.


Nissan Frontier Insurance Rates in Dallas, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Frontier XE King Cab 2WD $218 $408 $476 $28 $142 $1,272 $106
Frontier SE King Cab 2WD $256 $408 $476 $28 $142 $1,310 $109
Frontier SE Crew Cab 2WD $256 $496 $476 $28 $142 $1,398 $117
Frontier Pro-4X King Cab 2WD $294 $496 $476 $28 $142 $1,436 $120
Frontier LE King Cab 2WD $294 $496 $476 $28 $142 $1,436 $120
Frontier SE King Cab 4WD $294 $408 $382 $22 $114 $1,220 $102
Frontier Pro-4X Crew Cab 2WD $294 $584 $476 $28 $142 $1,524 $127
Frontier LE Crew Cab 2WD $294 $584 $476 $28 $142 $1,524 $127
Frontier SE Crew Cab 4WD $294 $496 $382 $22 $114 $1,308 $109
Frontier LE King Cab 4WD $332 $496 $382 $22 $114 $1,346 $112
Frontier Pro-4X King Cab 4WD $332 $496 $382 $22 $114 $1,346 $112
Frontier Pro-4X Crew Cab 4WD $332 $496 $382 $22 $114 $1,346 $112
Frontier LE Crew Cab 4WD $332 $496 $382 $22 $114 $1,346 $112
Get Your Own Custom Quote Go

Data rating is based on married male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Texas minimum liability limits. Discounts applied include homeowner, claim-free, multi-policy, multi-vehicle, and safe-driver. Rate information does not factor in vehicle garaging location which can revise auto insurance rates noticeably.

Raise deductibles and save

One frequently asked question is how high should the physical damage deductibles be. The figures shown below determine the rate differences when you select higher and lower physical damage coverage deductibles. The first rate table uses a $100 deductible for physical damage and the second price grid uses a $500 deductible.


Nissan Frontier insurance premium rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Frontier XE King Cab 2WD $244 $486 $476 $28 $142 $1,401 $117
Frontier SE King Cab 2WD $286 $486 $476 $28 $142 $1,443 $120
Frontier SE Crew Cab 2WD $286 $592 $476 $28 $142 $1,549 $129
Frontier Pro-4X King Cab 2WD $328 $592 $476 $28 $142 $1,591 $133
Frontier LE King Cab 2WD $328 $592 $476 $28 $142 $1,591 $133
Frontier SE King Cab 4WD $328 $486 $382 $22 $114 $1,357 $113
Frontier Pro-4X Crew Cab 2WD $328 $698 $476 $28 $142 $1,697 $141
Frontier LE Crew Cab 2WD $328 $698 $476 $28 $142 $1,697 $141
Frontier SE Crew Cab 4WD $328 $592 $382 $22 $114 $1,463 $122
Frontier LE King Cab 4WD $370 $592 $382 $22 $114 $1,505 $125
Frontier Pro-4X King Cab 4WD $370 $592 $382 $22 $114 $1,505 $125
Frontier Pro-4X Crew Cab 4WD $370 $592 $382 $22 $114 $1,505 $125
Frontier LE Crew Cab 4WD $370 $592 $382 $22 $114 $1,505 $125
Get Your Own Custom Quote Go

Nissan Frontier insurance premium rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Frontier XE King Cab 2WD $178 $328 $476 $28 $142 $1,152 $96
Frontier SE King Cab 2WD $208 $328 $476 $28 $142 $1,182 $99
Frontier SE Crew Cab 2WD $208 $400 $476 $28 $142 $1,254 $105
Frontier Pro-4X King Cab 2WD $240 $400 $476 $28 $142 $1,286 $107
Frontier LE King Cab 2WD $240 $400 $476 $28 $142 $1,286 $107
Frontier SE King Cab 4WD $240 $328 $382 $22 $114 $1,086 $91
Frontier Pro-4X Crew Cab 2WD $240 $472 $476 $28 $142 $1,358 $113
Frontier LE Crew Cab 2WD $240 $472 $476 $28 $142 $1,358 $113
Frontier SE Crew Cab 4WD $240 $400 $382 $22 $114 $1,158 $97
Frontier LE King Cab 4WD $270 $400 $382 $22 $114 $1,188 $99
Frontier Pro-4X King Cab 4WD $270 $400 $382 $22 $114 $1,188 $99
Frontier Pro-4X Crew Cab 4WD $270 $400 $382 $22 $114 $1,188 $99
Frontier LE Crew Cab 4WD $270 $400 $382 $22 $114 $1,188 $99
Get Your Own Custom Quote Go

Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, safe-driver, and multi-vehicle. Premium amounts do not factor in your specific Dallas location which can change coverage prices greatly.

Based on the data above, we can derive that using a $100 deductible will cost you roughly $25 more each month or $300 for a full year across all Nissan Frontier models than quoting the higher $500 deductible. Because you would pay $400 more if you file a claim with a $500 deductible as compared to a $100 deductible, if you tend to go at least 16 months between claim filings, you would probably be better off if you opt for a higher deductible.

Calculation for determining deductible levels

Average monthly premium for $100 deductibles: $127
Average monthly premium for $500 deductibles (subtract): – $102
Monthly savings from raising deductible: $25
Difference between deductibles ($500 – $100): $400
Divide difference by monthly savings: $400 / $25
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 16 months

One thing to note is that raising deductibles to get cheaper rates means you will have to pay more of your own money at claim time. That will require enough disposable income in the event you have to pay more to get your vehicle repaired.

How much more does full coverage cost in Dallas?

The illustration below shows the comparison of Nissan Frontier yearly insurance costs with and without physical damage coverage, medical payments, and uninsured/under-insured motorist coverage. The premiums are based on no accidents, no driving violations, $250 deductibles, drivers are not married, and no discounts are applied to the premium.

When to drop full coverage

There is no set rule to delete full coverage, but there is a guideline you can use. If the annual cost of your full coverage insurance is more than about 10% of replacement cost minus your deductible, then it may be the right time to buy liability only.

For example, let’s assume your Nissan Frontier settlement value is $5,000 and you have $1,000 physical damage deductibles. If your vehicle is severely damaged, the most your company will settle for is $4,000 after paying your policy deductible. If you are paying over $400 annually for your policy with full coverage, then it could be time to drop full coverage.

There are some cases where eliminating full coverage is not in your best interest. If you still owe money on your vehicle, you must maintain physical damage coverage as part of the loan conditions. Also, if you don’t have enough money to buy a different vehicle if your current one is damaged, you should not eliminate full coverage.

Get More Affordable Insurance Rates by Understanding These Factors

Many things are part of the equation when you get a price on insurance. Some are obvious such as your driving history, although some other factors are less apparent like your continuous coverage or your vehicle rating. The best way to find cheaper insurance is to take a look at some of the factors that go into determining the price you pay for insurance. If you have some idea of what positively or negatively impacts your premiums, this allows you to make good choices that can earn you cheaper rates.

Local neighborhood insurance agents

Certain consumers prefer to visit with an insurance agent and that is a smart decision Good insurance agents are trained to spot inefficiencies and give you someone to call. One of the benefits of getting online price quotes is that you can find cheap insurance rates but still work with a licensed agent. Supporting small agencies is especially important in Dallas.

Find insurance agent in DallasTo find an agent, once you fill out this simple form, the quote information is sent to local insurance agents that provide free Dallas auto insurance quotes and help you find cheaper coverage. You won’t need to search for any insurance agencies because prices are sent to your email. If you have a need to get a rate quote from a specific insurance provider, feel free to find their quoting web page and fill out their quote form.

If you prefer to buy insurance from a reputable insurance agent or broker, you should know the different types of agencies and how they differ in how they quote coverages. Insurance policy providers can either be independent or exclusive. Either one can insure your vehicles properly, but it’s worth learning the subtle differences because it can impact the kind of agent you use.

Independent Insurance Agents (or Brokers)

These agents are not restricted to one company and that allows them to write policies with an assortment of companies depending on which coverage is best. If your premiums go up, they simply switch companies in-house and you don’t have to find a new agent.

When comparing rates, we recommend you get insurance quotes from a couple of independent agencies for maximum quote selection.

Listed below is a list of independent insurance agents in Dallas who may be able to give you free insurance quotes.


9304 Forest Ln #217Dallas, TX 75243(972) 931-9285View Map


6500 Greenville Ave #680Dallas, TX 75206(214) 823-2653View Map


8702 Spring Valley RdDallas, TX 75240(972) 586-7488View Map

View more Dallas agents

Exclusive Insurance Agencies

Exclusive agents are contracted to one company such as AAA, Allstate, State Farm, or Farmers Insurance. Exclusive agents cannot provide prices from multiple companies so you need to shop around if the rates are high. They are well trained in insurance sales which helps offset the inability to provide other markets.

Below are exclusive agencies in Dallas that are able to give comparison quotes.


9661 Audelia Rd #111Dallas, TX 75238(214) 328-8282View Map


8150 N Central Expy #735Dallas, TX 75206(214) 363-4563View Map


3767 Forest Ln #107Dallas, TX 75244(972) 243-8894View Map

View more Dallas agents

Finding the right car insurance agent should include more criteria than just a low price. Here are some questions to ask:

Upon receiving satisfactory answers to any questions you have as well as an affordable premium quote, most likely you have located an auto insurance agent that is reputable and can adequately provide insurance.

More comparisons equals affordable rates

When buying insurance coverage, it’s a bad idea to reduce needed coverages to save money. In many instances, someone sacrificed comprehensive coverage or liability limits only to find out that a couple dollars of savings turned into a financial nightmare. Your objective should be to get the best coverage possible for the lowest cost while not skimping on critical coverages.

Affordable Nissan Frontier insurance in Dallas can be purchased online in addition to local insurance agencies, so you should compare both to have the best selection. Some companies may not provide rate quotes online and these smaller companies prefer to sell through independent insurance agents.

Additional detailed information can be read in these articles: